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Holiday Closing – All branches will be closed on Monday, September 7, 2026, in observance of Labor Day.

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Keep It Local

Refinance your auto loan for personal service, competitive rates, and support that goes the distance.

Learn More about auto loans

Adirondack chairs around a firepit overlooking the blue ridge mountains.

Settle In For Summer

Refinance your mortgage and enjoy competitive rates with local support you can count on.

Learn More about mortgage refinances

A happy young woman making a purchase with her debit card at a retail store.

Built For Everyday Life

Summit Checking gives you the tools and local support to manage your money with confidence.

Learn More about Summit Checking

A construction worker laying hard wood floors inside a home.

Flexible Funds. Local Lending.

With our low rate Home Equity Loans, use your equity to simplify debt, fund projects, or plan ahead.

Learn More about home equity loans.

Mountain Credit Union

Serving Western North Carolina Since 1963!