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Your Equity. Your Options.

Turn the equity in your home into a flexible line of credit with a 5.75% APR* introductory rate for 12 months.

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Home Equity Loans

Your home is more than a place to live, it can also be the key to unlocking financial flexibility when you need it most.

With a Home Equity Line of Credit, you can turn your home's equity into a resource for tackling debt, covering unexpected expenses, or making those small but meaningful home improvements.

Apply online now or fill out the form below to get started.

Request Information

Do not include sensitive information such as social security numbers or account numbers as this is not a secure form of communication.

Contact Information
  2. e.g. yourname@domain.com
  3. e.g. (828) 452-2216
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*Annual Percentage Rate (APR). A promotional rate of 5.75% APR is available for the first 12 months of your Home Equity Line of Credit (HELOC). After the promotional period ends, the APR will convert to a variable rate, currently ranging from 4.00% to 17.50% APR, depending on your creditworthiness and other factors.

**Qualifying members with their first mortgage at Mountain Credit Union. Closing times may vary.

All rates are subject to change daily without notice. Loan approval is subject to normal underwriting guidelines. Rates quoted represent the range of rates available and are based on the loan type, loan amount, and your credit worthiness.

Initial draw amount of $1,000 required. Maximum loan amount is $250,000. Minimum monthly payment is $100.00. Terms and rates are subject to credit approval. Other restrictions may apply.