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Protection When It Matters

Convenient options to enhance your financial security.

Accidental Death & Dismemberment (AD&D)

We prioritize your family's security. As a primary member aged 18 or older, you can receive $2,000 in Accidental Death and Dismemberment (AD&D) Insurance, completely paid for by us, underwritten by Minnesota Life Insurance Company.

Key Benefits of Your Complimentary Coverage:

  • $2,000 Coverage
    Provided at no cost to you by our credit union.
  • Option to Increase Coverage
    Purchase additional coverage up to $300,000 at competitive group rates.
  • Guaranteed Acceptance
    No medical exams or health questions required.
  • Beneficiary Protection
    Benefits are paid to your beneficiary in the event of a covered accident.
  • Lifetime Coverage
    Your insurance cannot be canceled as long as you maintain your membership. Note: All coverage reduces by 50% at age 70 and older, regardless of when you enrolled.

Our AD&D Insurance ensures that your family's financial future is safeguarded against unforeseen events. The complimentary $2,000 coverage is our gift to you, with the option to enhance your protection at affordable rates. It's our way of supporting you and your family's financial well-being.

Andrea L. Heger, Licensed Insurance Agent #2277322

TruStage® Insurance

When it comes to insurance, trust TruStage® Insurance Agency for simplicity, reliability, and budget-friendly coverage for life, auto, and home. With TruStage®, you'll find straightforward solutions tailored to your needs, providing the peace of mind you deserve. Backed by over 80 years of experience serving credit unions and their members, TruStage® is a name you can trust to safeguard what matters most to you.

Explore your insurance options and get a quote today.

© Copyright 2020, TruStage. All Rights Reserved.

TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.


Mechanical Breakdown Protection (MBP)

Gain peace of mind with Mechanical Breakdown Protection. Our MBP coverage shields you from expensive repairs in the event of a mechanical failure of your vehicle.

Additional Benefits:

  • Enjoy a Free Look Period, allowing cancellation of your MBP package with a full refund.
  • Access 24-hour Emergency Towing & Roadside Assistance.
  • Benefit from Rental Car Reimbursement, ensuring you stay on the road even during repairs.

Protect your vehicle and your wallet with Mechanical Breakdown Protection.

Guaranteed Asset Protection (GAP)

Safeguard your vehicle investment with Guaranteed Asset Protection Advantage from Mountain Credit Union. In the unfortunate event of a total loss, GAP Advantage bridges the "gap" between your vehicle's value and the remaining amount you owe on your loan.

Benefits include:

  • Helps to protect your credit rating.
  • Eliminates or reduces "out of pocket" expenses.
  • Allows you to purchase a replacement vehicle sooner because there is little or no carry-over balance.

Ask a team member about GAP for your next vehicle loan!

The Family Security Plan®

For over 50 years, The Family Security Plan® has been connecting credit union families with high quality affordable insurance benefits that fit your lifestyle and budget. With us and The Family Security Plan® on your side, you can secure a bright future for your loved ones by making informed decisions about insurance!

At The Family Security Plan®, we know how crucial it is to protect your family and their financial well-being. That's why we've built our comprehensive educational hub — a one stop resource for all your financial wellness needs!

Get expert guidance, pro tips, and valuable insights to empower you in securing your family's future. Start your Family Security Plan journey.

Through a partnership with The Family Security Plan®, we are pleased to offer members:

  • Whole Life Insurance
    Secure your family's future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.
  • Term Life Insurance
    If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.
  • Disability Income Insurance
    In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.
  • Critical Illness Insurance
    Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.
  • Accident Insurance
    Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.
  • Hospital Sickness Insurance
    Pays money directly to you if you get hospitalized due to an illness, regardless of any other coverage you may have.

Get a free quote today! It's quick and easy.