Flexible Funds. Local Lending.
Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.
Fraud Alert: Scammers are impersonating the MCU fraud department by phone and text. We will never ask for your account info, PIN, or login details. If you receive a suspicious call or message, contact us directly.
Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.
Refinance your auto loan with rates as low as 4.99% APR* and escape high payments.
Introducing tap-to-pay cards with advanced security and instant issuance.
Unlock the doors to your dream home with our flexible mortgage loans!
Earn 6.00% APY* with Summit Personal Checking and enjoy smart, convenient features.
Serving Western North Carolina Since 1963!