Mountain Credit Union

Thank you for your support and patience as we have completed our Computer Upgrade and we are now LIVE and serving our members!  We understand there are lots of inquiries about our new online system.  We are working to respond to all inquiries as quickly as possible.  Please see the information in the following links to help you navigate our new eServices platform.


Signing on to our new MCU Online for the first time - follow these instructions: 

Members that did not have a USER ID and Password prior to July 19 should contact Mountain Credit Union to enroll in MCU OnLine

Important Information About Your NEW MCU Online Access!!

Begin the sign in process by entering your account number as your first time ID. Use: mcu+ last 4 digits of your social security # as your first time password. Example: if your social security number is 123-45-6789, then your password will be mcu6789.

For assistance please contact your local Mountain Credit Union office.


Click Here For Important Instructions & Information Regarding Our System Upgrade.


Quicken and Quickbook Users Click Here For Important Information and Critical Dates


Click Here To See A Copy of the Annual Report for Year Ending December 2015

Click here to get tips about Online Security.

Learn More About The Credit Union Philosophy- People Helping People

For many years Mountain Credit Union has been provided with Federal Leave Cards for distribution to our members that are federal employees.  In an effort to help with earth-friendly resource conservation, these cards will no longer be printed.  You can access the 2016 Federal Leave Card when you CLICK HERE.

Click Here To Access Mountain Credit Union's Privacy Policy Or Contact Your Member Service Representative To Obtain A Copy.

Click Here To Access Mountain Credit Union's Fee Schedule Or Contact Your Member Service Representative To Obtain A Copy.

Keywords [these words are for Google Search improvement - not links, please see our webpage:  MCU Online Access; Great Rates On Visa Credit Card; Credit Union Credit Card; Asheville, NC; Cherokee, NC; Candler, NC; Fletcher, NC; Franklin, NC; Sylva, NC; Waynesville, NC; Auto Loans; Mortgage Loans; Save to Win; Western North Carolina Credit Union; Checking Account in Asheville, NC; Checking Account in Cherokee, NC; Checking Account in Candler, NC; Checking Account in Fletcher, NC; Checking Account in Franklin, NC; Checking Account in Sylva, NC; Checking Account in Waynesville, NC; Auto Loans in Asheville, NC; Auto Loans in Cherokee, NC; Auto loans in Candler, NC; Auto loans in Fletcher, NC; Auto loans in Franklin, NC; Auto loans in Sylva, NC; Auto loans in Waynesville, NC.




Current Rates
Featured Rates
Effective Date: Saturday, July 23rd, 2016
New & Used Autos Up to 84 Months

2.49% - 15.99%

Share Secured Loan Up to 60 Months 2.75%
VISA Smart Rewards Platinum Credit Card Call for term As low as 9.99%
What is the primary way you do business with Mountain CU?
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
Facebook Twitter