Building Brighter Futures

Apply for one of seven $2,000 Robert A. Cathey Memorial Scholarships.

Budget Boost

Our Tax Loan makes it easier to manage bills, refunds, and unexpected costs.

Trailhead Student Checking makes your financial foundation part of the celebration with 6.00% APY*.

Lock in auto loans as low as 4.49% APR* and safeguard your budget with built-in protections.

We're supporting Breakthrough T1D at the George "Cam" Dowdle Memorial Tournament on May 27th.

Our construction loan turns your lot into the place you call home.

With our low rate Home Equity Loans, use your equity to simplify debt, fund projects, or plan ahead.

Serving Western North Carolina Since 1963!