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Fraud Alert: Scammers are impersonating the MCU fraud department by phone and text. We will never ask for your account info, PIN, or login details. If you receive a suspicious call or message, contact us directly.

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Flexible Funds. Local Lending.

Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.

Learn More about home equity loans.

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Shift Gears. Save Big.

Refinance your auto loan with rates as low as 4.99% APR* and escape high payments.

Learn More about auto loan refinances.

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Secure. Convenient. Instantly Yours.

Introducing tap-to-pay cards with advanced security and instant issuance.

Learn More about our credit and debit cards

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Journey To Homeownership

Unlock the doors to your dream home with our flexible mortgage loans!

Learn More about home loans.

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Earn More. Stress Less.

Earn 6.00% APY* with Summit Personal Checking and enjoy smart, convenient features.

Learn More about Summit Personal Checking.

Mountain Credit Union

Serving Western North Carolina Since 1963!