Summer Plans Start at Home

Fund your next project with rates as low as 5.49% APR* for 12 months with our Home Equity Loan.

Your Photos. Our Mountains. Your Calendar.

Submit your favorite shots of the Smokies for a chance to be featured in our 2026 calendar.

Earn 6.00% APY* with Trailhead Student Checking — built for students ready to move forward!

Introducing tap-to-pay cards with advanced security and instant issuance.

Unlock the doors to your dream home with our flexible mortgage loans!

With 6.00% APY* on Summit Personal Checking, your savings can flourish.

Serving Western North Carolina Since 1963!