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Fraud Alert: Scammers are posing as Mountain Credit Union through phone calls. In some cases, a call may appear to come from one of our branch phone numbers and callers claim they are from our Fraud Department and need to verify your account. We will never ask you to verify account information, passwords, or access codes through an unexpected call. If you receive a suspicious call, hang up and contact us directly at 828-452-2216.

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Budget Boost

Our Tax Loan makes it easier to manage bills, refunds, and unexpected costs.

Learn More about tax loans.

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Local Help, Big Savings

Our mortgage experts are here to help you refinance with confidence.

Learn More about mortgage refinances

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Flexible Funds. Local Lending.

Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.

Learn More about home equity loans.

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Climb Higher

Make the most of 2026 with 6.00% APY* on Summit Personal Checking!

Learn More about Summit Personal Checking.

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Building Brighter Futures

Seven $2,000 scholarships are available to help local students achieve their dreams!

Mountain Credit Union

Serving Western North Carolina Since 1963!