Insurance and Warranty Services of Mountain Credit Union

Mountain Credit Union, through partnerships with trusted companies, offers a wide variety of insurance services:

Guaranteed Asset Protection

Protect the investment made in your vehicle with Guaranteed Asset Protection Advantage [GAP Advantage].  In the event of a total loss, GAP Advantage protects the "gap" between the vehicle's value and the amount you still owe on your loan.

Learn More About GAP Advantage Protection


Mechanical Breakdown Protection

Be ready for the unexpected and ensure you're covered in the event a mechanical breakdown occurs.  With MBD Protection you can rest easy knowing you are covered.

  • Zero Deductible
  • Nationwide Coverage
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee
  • Transferable
  • Trip Interruption
  • Direct Claim Payments Via Visa/MasterCard

Learn More About Mechanical Breakdown Protection

Accidental Death & Dismemberment (AD&D) $2,000 No-Cost-To-You Insurance Coverage To Members

Mountain Credit Union wants to help protect your family with $2,000 INSURANCE COVERAGE PAID FOR YOU BY MOUNTAIN CREDIT UNION:

As a Mountain Credit Union primary member age 18 or older you can help protect your family's financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company.  In addition to the $2,000.00 Credit Union Paid coverage paid for you by Mountain Credit Union, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000
  • Your acceptance is guaranteed - No Medical Exams or Health Questions
  • Benefits are paid to your beneficiary if you die from a coverad accident

You cannot be turned down for the Credit Union Paid Coverage - or any additional coverage you may select.  All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $2000.00 coverage is at no cost to you.  It's complimentary of Mountain Credit Union.

Click here to enroll                              

Robert Dudacek, Licensed Insurance Agent #972576-TN



Recuperative Care

It's in the news just about every day: there are so many insurance plans available to pay doctors and hospitals for at least some of your medical bills.  That's a lot of choices, but does it give you enough insurance to help protect your financial well being?  This plan helps pay your hospital & recuperation bills, plus living expenses.  And every penny is paid in addition to any other insurance you may have.    If you have questions or want to cancel your coverage, call toll free:  855-624-5178 weekdays from 8 am to 9 pm; Saturdays 9:30 am to 6 pm. 

TruStage Life, Auto, & Home Owners Insurance

TruStage Insurance Agency. For simple and reliable insurance, we've got you covered.

TruStage offers our members the following insurance products. You can click here to get more information or a quote on these products.

  • Auto Insurance
  • Homeowners Insurance
  • Life Insurance

Click Here To Get An Insurance Quote

Credit Life and Disability Insurance

Mountain Credit Union has insurance options to protect you when you obtain a loan with us. Ask your Loan Officer for information on:

  • Credit Life Insurance
  • Credit Disability Insurance

Protection when it matters… We are here to help!

In your time of need, our claims process is quick and easy.

If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

To begin, please fill out a claim form by clicking here.

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. MEMBER'S CHOICE® credit life and credit disability insurance is underwritten by CMFG Life Insurance Company.

Click Here to See Our Credit Life and Disability Brochure

NOTE: The claims portal link no longer functions in Internet Explorer (IE) Please use Chrome or Edge browser when clicking on the link.

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