Overdraft Loan Protection

Mountain Credit Union offers two overdraft loan products.

Basic Overdraft Loan Protection

• Maximum Loan Amount is $1,000
• Overdraft loan transfers will be made to your checking account as needed, up to the maximum loan amount, and in increments of $100.

Reserve Overdraft Line of Credit

• Maximum Loan Amount Up To $10,000
• Advances on this loan may be granted directly to members in addition to overdraft advances. This loan can be accessed through MCU OnLine, Mountain Credit Union's online banking platform.