Overdraft Loan Protection

Mountain Credit Union offers two overdraft loan products.

Basic Overdraft Loan Protection

  • Maximum Loan Amount is $1,000
  • Overdraft loan transfers will be made to your checking account as needed, up to the maximum loan amount, and in increments of $100.

Reserve Overdraft Line of Credit

  • Maximum Loan Amount Up To $10,000
  • Advances on this loan may be granted directly to members in addition to overdraft advances. This loan can be accessed through MCU OnLine, Mountain Credit Union's online banking platform.
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