Savings Rates

Mountain Credit Union wants to help you meet your financial goals! Use our calculators to find out how fast your money can grow.

Savings Rates

Regular Checking
Effective Date: Sunday, May 19th, 2019
NameMinimum to Earn DividendsRateAnnual Percentage YieldDividends Paid
Regular Checking $0.00 0.05% 0.05% Quarterly
Student Checking $0.00 0.05% 0.05% Quarterly
Business Checking $1,500.00 0.05% 0.05% Quarterly
Non-Profit Checking (churches, clubs, associations) $0.00 0.05% 0.05% Quarterly

Regular Savings
Effective Date: As of June 20, 2013
NameMinimum to Earn DividendsRateAnnual Percentage YieldDividends Paid
Regular Savings $100.00 0.35% 0.35% Quarterly
Christmas Club $0.00 0.35% 0.35% Quarterly
Special Savings $0.00 0.35% 0.35% Quarterly
Youth Savings $0.00 0.35% 0.35% Quarterly

Money Market Account
Effective Date: As of June 20, 2013 * $1,000 minimum balance to open
Tiered BalancesRateAnnual Percentage YieldDividends Paid
$1,000-$4,999.99 0.50% 0.50% Monthly
$5,000-$24,999.99 0.60% 0.60% Monthly
$25,000 & above 0.65% 0.65% Monthly

Individual Retirement Account
Effective Date: As of June 20, 2013
NameRateAnnual Percentage YieldDividends Paid
Traditional IRA 1.30% 1.31% Quarterly
Roth IRA 1.30% 1.31% Quarterly
Education IRA 1.30% 1.31% Quarterly
Health Savings Account 1.15% 1.16% Quarterly

Share Certificates
Effective Date: Sunday, May 19th, 2019
TermMinimum BalanceRateAnnual Percentage YieldDividends Paid
6 Month Certificate $2,500.00 0.90% 0.90% Monthly
12 Month Certificate $2,500.00 1.10% 1.11% Monthly
18 Month Certificate $2,500.00 1.29% 1.30% Monthly
24 Month Certificate $2,500.00 1.59% 1.60% Monthly
36 Month Certificate $2,500.00 2.23% 2.25% Monthly

Rates subject to change without notice.

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