Savings Rates
Mountain Credit Union wants to help you meet your financial goals! Use our calculators to find out how fast your money can grow.
Savings Rates
| Regular Checking | ||||
| Effective Date: Thursday, November 30th, 2023 | ||||
| Name | Minimum to Earn Dividends | Rate | Annual Percentage Yield | Dividends Paid |
| Regular Checking | $0.00 | 0.01% | 0.01% | Quarterly |
| Student Checking | $0.00 | 0.01% | 0.01% | Quarterly |
| Business Checking | $1,500.00 | 0.01% | 0.01% | Quarterly |
| Non-Profit Checking (churches, clubs, associations) | $0.00 | 0.01% | 0.01% | Quarterly |
| Regular Savings | ||||
| Effective Date: Thursday, November 30th, 2023 | ||||
| Name | Minimum to Earn Dividends | Rate | Annual Percentage Yield | Dividends Paid |
| Main Share | $100.00 | 0.20% | 0.20% | Quarterly |
| Sub Share | $0.00 | 0.20% | 0.20% | Quarterly |
| Christmas Club | $0.00 | 0.20% | 0.20% | Quarterly |
| Credit Card Secured | $0.00 | 0.20% | 0.20% | Quarterly |
| Money Market Account | |||
| Effective Date: Thursday, November 30th, 2023 | |||
| Tiered Balances | Rate | Annual Percentage Yield | Dividends Paid |
| $1,000-$4,999.99 | 1.29% | 1.30% | Monthly |
| $5,000-$24,999.99 | 1.54% | 1.55% | Monthly |
| $25,000 & above | 1.79% | 1.80% | Monthly |
| Individual Retirement Account | |||
| Effective Date: Thursday, November 30th, 2023 | |||
| Name | Rate | Annual Percentage Yield | Dividends Paid |
| Traditional IRA | 2.00% | 2.00% | Quarterly |
| Roth IRA | 2.00% | 2.00% | Quarterly |
| Education IRA | 2.00% | 2.00% | Quarterly |
| Health Savings Account | 2.00% | 2.00% | Quarterly |
| Share Certificates | ||||
| Effective Date: Thursday, November 30th, 2023 | ||||
| Term | Minimum Balance | Rate | Annual Percentage Yield | Dividends Paid |
| 6 Month Certificate | $2,500.00 | 4.00% | 3.93% | Monthly |
| 12 Month Certificate | $2,500.00 | 4.50% | 4.41% | Monthly |
| 18 Month Certificate | $2,500.00 | 4.75% | 4.65% | Monthly |
| 24 Month Certificate | $2,500.00 | 5.00% | 4.89% | Monthly |
| 36 Month Certificate | $2,500.00 | 5.15% | 5.03% | Monthly |
| SAVE Certificate | $25.00 | 4.50% | 4.41% | Monthly |
Rates subject to change without notice.
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