Savings Rates

Mountain Credit Union wants to help you meet your financial goals! Use our calculators to find out how fast your money can grow.

Savings Rates

Regular Checking
Effective Date: Thursday, May 23rd, 2024
NameMinimum to Earn DividendsRateAnnual Percentage YieldDividends Paid
Regular Checking $0.00 0.01% 0.01% Quarterly
Student Checking $0.00 0.01% 0.01% Quarterly
Business Checking $1,500.00 0.01% 0.01% Quarterly
Non-Profit Checking (churches, clubs, associations) $0.00 0.01% 0.01% Quarterly

Regular Savings
Effective Date: Thursday, May 23rd, 2024
NameMinimum to Earn DividendsRateAnnual Percentage YieldDividends Paid
Main Share $100.00 0.20% 0.20% Quarterly
Sub Share $0.00 0.20% 0.20% Quarterly
Christmas Club $0.00 0.20% 0.20% Quarterly
Credit Card Secured $0.00 0.20% 0.20% Quarterly

Money Market Account
Effective Date: Thursday, May 23rd, 2024
Tiered BalancesRateAnnual Percentage YieldDividends Paid
$1,000-$4,999.99 1.29% 1.30% Monthly
$5,000-$24,999.99 1.54% 1.55% Monthly
$25,000 & above 1.79% 1.80% Monthly

Individual Retirement Account
Effective Date: Thursday, May 23rd, 2024
NameRateAnnual Percentage YieldDividends Paid
Traditional IRA 2.00% 2.00% Quarterly
Roth IRA 2.00% 2.00% Quarterly
Education IRA 2.00% 2.00% Quarterly
Health Savings Account 2.00% 2.00% Quarterly

Share Certificates
Effective Date: Thursday, May 23rd, 2024
TermMinimum BalanceRateAnnual Percentage YieldDividends Paid
6 Month Certificate $2,500.00 3.93% 4.00% Monthly
12 Month Certificate $2,500.00 4.41% 4.50% Monthly
18 Month Certificate $2,500.00 4.41% 4.50% Monthly
24 Month Certificate $2,500.00 4.17% 4.25% Monthly
36 Month Certificate $2,500.00 3.88% 3.95% Monthly
48 Month Certificate $2,500.00 3.69% 3.75% Monthly
60 Month Certificate $2,500.00 3.69% 3.75% Monthly
SAVE Certificate $25.00 4.41% 4.50% Monthly

Rates subject to change without notice.

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