Health Savings Accounts

A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses. You control this money, deciding how to spend it on your health care needs. An HSA is not a flexible spending account. The balance at the end of the year is carried over to the next year. Whatever you don’t spend is yours to keep. At Mountain Credit Union, we want to give you more flexibility and control over your health care costs. A Health Savings Account (HSA) empowers you to make your own health care decisions and take advantage of tax benefits while you save for medical expenses.

Health Savings Accounts - Balancing Rising Health Care Costs