Surprises Summer 2020

Special Offer - Earn Up To $750 Cash In Your Pocket*

As we navigate our way back to normal life we want to help!  We are offering cash incentives for auto loans and credit cards!

  • Apply & be approved for an auto loan and earn $500 cash in your pocket!  This includes refinancing of an auto from another financial institution!

Earn even more when you apply for a Mastercard Credit Card!

  • Apply & be approved for a Mastercard Credit Card and earn $100 cash in your pocket!
  • Add a balance transfer to your new Mastercard Credit Card and earn an additional $150 cash in your pocket!

Apply today!  This is a limited time offer! 

*Normal application & approval process applies.  Offer available for new loans or refinance from another institution.  Minimum auto loan balance to qualify is $10,000.  Balance transfer to credit card required at time of issue.


MasterCard Credit Cards

  • Fixed Interest Rate As Low As 7.99% APR
  • Credit Limits Up To $25,000
  • Cash Advances Available
  • Credit Life Insurance Available
  • No Annual Fee

Click Here to contact a Loan Officer to apply for a MasterCard Credit Card

A Loan Officer will contact you on the next business day. Please do not include sensitive account information in this email - Please include your name and phone number where you can be reached.


MasterCard Credit Builder Secured Credit Card

  • Fixed Interest Rate
  • Credit Limits Up To $5,000
  • Cash Advances Available
  • Credit Life Insurance Available
  • No Annual Fee
  • Member must maintain credit limit in a secured savings account
  • After 12 months with no late payments member may qualify for MCU's Mastercard Credit Card

Click Here to contact a Loan Officer to apply for a MasterCard Credit Card

A Loan Officer will contact you on the next business day. Please do not include sensitive account information in this email - Please include your name and phone number where you can be reached.

Credit Card Payments

Mountain Credit Union Mastercard Payments Should Be Mailed To:

Mountain Credit Union

P O Box 133

Waynesville, NC 28786

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