Personal Checking Account

MCU Checking Plus+

Mountain Credit Union’s Checking+ Plus account offers extras that add value to your checking account!  Members can avoid a monthly maintenance fee by meeting these requirements: A MasterCard Debit Card is available with this account.

  • Maintain a balance of $500 or more during the month, or
  • Have monthly direct deposit to the account, or
  • Are a member of the Mountaineer Club [55 years old or better], or
  • Are a high school or college student

This checking account offers extra benefits at no cost:

  • No Cost To You Fully Managed Recovery Identity Theft Coverage - additional coverage available at a reasonable cost
  • MCU Online access
  • MCU Money Manager Budgeting & Financial Management Tool
  • eStatements
  • BillPayer
  • MCU On-Call Audio Response access
  • $2,000 Accidental Death & Dismemberment Insurance Coverage*
  • MasterCard Debit Card with unlimited transactions
  • Direct Deposit and funds distribution to specified accounts

*There is no charge for $2,000 basic AD&D insurance; however, coverage is not automatic.  Available to all primary members of Mountain Credit Union.  Member must enroll in order to have coverage.  To apply for coverage click here or  call 1-877-607-4376.

How to locate routing & MICR numbers on your printed checks to assist you in setting up Direct Deposit or preauthorized drafts


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