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Explore Secure Options

Discover the right checking account for your financial journey.

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Checking Plus+

Elevate your checking experience with our Checking Plus+ Account, offering added value and exclusive benefits.

  • Avoid monthly maintenance fees by meeting simple requirements such as maintaining a $500 balance, setting up direct deposit, or being a high school or college student.
  • Enjoy a range of complimentary benefits including Fully Managed Recovery Identity Theft Coverage*, MCU Online access, Money Manager Budgeting & Financial Management Tool, eStatements, and more.
  • Benefit from $2,000 Accidental Death & Dismemberment Insurance Coverage**, a MasterCard Debit Card, Direct Deposit, and funds distribution to specified accounts.

Experience the convenience and security of Checking Plus+.

*There is no cost to our members for the basic Identity Theft Recovery that is included with every personal checking account. You can purchase additional Identity Theft Recovery services.

**There is no charge for $2,000 basic AD&D insurance; however, coverage is not automatic. Available to all primary members of Mountain Credit Union. Member must enroll in order to have coverage.

Summit Personal Checking

Summit Personal Checking is a tribute to our 60-year journey. Earn an exceptional 6.00% APY* on balances, propelling your savings beyond ordinary limits. As we celebrate our deep-rooted community, seize this chance to nurture your financial future.

Additional account benefits include:

Open your Summit Personal Checking account and let's step into the future together.

*APY = Annual Percentage Yield. 6.00% APY paid on deposits up to $3,000.00. Deposits of $3,000.01 or greater will be paid 0.01% APY. Five debit card transactions per month are required to qualify for the listed APY. Rates are subject to change. Restrictions apply. Speak to a team member for full details.

Trailhead Student Checking

Embrace your journey towards financial independence with Trailhead Student Checking. Built for explorers aged 16-23, this account is your compass to navigating the financial trails ahead. With an impressive 6.00% APY*, your money can grow as you chase your dreams.

  • Earn 6.00% APY*
  • Free Digital Banking services
  • Exclusively for members aged 16–23

Whether you're a high school student or a college-bound trailblazer, take a step towards financial empowerment. Learn the importance of managing money, watch your savings flourish, and embark on your adult life with confidence.

Secure your financial future and open your Trailhead Student Checking now.

*APY = Annual Percentage Yield. Exclusively for members aged 16–23. 6.00% APY paid on deposits up to $1,000.00. Deposits of $1,000.01 or greater will be paid 0.01% APY. Five debit card transactions per month are required to qualify for the listed APY. Rates are subject to change. Restrictions apply. Speak to a team member for full details.

Non-Profit Checking Accounts

Serve your community with a Non-Profit Checking Account, designed for organizations such as churches, clubs, and associations. Enjoy the convenience of a MasterCard Debit Card and avoid monthly fees with this specialized account.

Join us in supporting your community initiatives with our Non-Profit Checking Account. Open yours today and make a difference with every transaction.