Mountain Credit Union
Home > Current Rates > Mountain Credit Union Savings Rates

Savings Rates

Mountain Credit Union wants to help you meet your financial goals! Use our calculators to find out how fast your money can grow.

Savings Rates

Regular Checking
Effective Date: Saturday, April 19th, 2014
NameMinimum to Earn DividendsRateAPYDividends Paid
Regular Checking $0.00 0.10% 0.10% Quarterly
Student Checking $0.00 0.10% 0.10% Quarterly
Business Checking $1,500.00 0.10% 0.10% Quarterly
Non-Profit Checking (churches, clubs, associations) $0.00 0.10% 0.10% Quarterly

Rewards Checking
3 Requirements Met

Up to $15,000.00 1.74% 1.75% Monthly
  $15,001.00 and more 0.25% 0.25% Monthly
Requirements Not Met $.01 and more 0.05% 0.05% Monthly

Regular Savings
Effective Date: As of June 20, 2013
NameMinimum to Earn DividendsRateAPYDividends Paid
Regular Savings $100.00 0.20% 0.20% Quarterly
Christmas Club $0.00 0.20% 0.20% Quarterly
Special Savings $0.00 0.20% 0.20% Quarterly
Youth Savings $0.00 0.20% 0.20% Quarterly

Money Market Account
Effective Date: As of June 20, 2013 * $1,000 minimum balance to open
Tiered BalancesRateAPYDividends Paid
$1,000-$4,999.99 0.25% 0.25% Monthly
$5,000-$24,999.99 0.35% 0.35% Monthly
$25,000 & above 0.40% 0.40% Monthly

Individual Retirement Account
Effective Date: As of June 20, 2013
NameRateAPYDividends Paid
Traditional IRA 1.15% 1.15% Quarterly
Roth IRA 1.15% 1.15% Quarterly
Education IRA 1.15% 1.15% Quarterly
Health Savings Account 1.15% 1.15% Quarterly

Share Certificates
Effective Date: Saturday, April 19th, 2014
TermMinimum BalanceRateAPYDividends Paid
6 Month Certificate $2,500.00 0.45% 0.45% Monthly
12 Month Certificate $2,500.00 0.50% 0.50% Monthly

Rates subject to change without notice.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
Facebook