Mountain Credit Union wants to help you meet your financial goals! Use our calculators to find out how fast your money can grow. Your funds are federally insured by the National Credit Union Administration up to at least $250,000.
To become a member of Mountain Credit Union you must open a $5.00 savings account which serves as your Membership Account. You can use this savings account for additional savings at any time. You must maintain a balance of $125 in this account to earn dividends. Dividends are paid quarterly.
This is a special account you can use to save for vacation, taxes, insurance or other special purchases you may be saving for. There is no minimum balance required in this account. Dividends are paid quarterly.
Be prepared for the holidays! Save throughout the year with regular payroll deduction or deposits to your Christmas Club account and increase your shopping power by earning dividends. Your funds will be automatically transferred to your savings or checking account in early October for your shopping convenience. Dividends are paid quarterly.
Maximize your savings and get access to your money if you need it. This account pays higher dividends than a regular savings but does not have maturity periods – your funds are available to you without penalty at any time. Dividends are paid monthly.
Traditional, Roth, and Coverdell ESA accounts are available for your future saving goals. IRA contributions may be tax deductible or tax deferred (ask your Tax Advisor for information). Dividends are paid quarterly.
A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses. You control this money, deciding how to spend it on your health care needs. An HSA is not a flexible spending account. The balance at the end of the year is carried over to the next year. Whatever you don’t spend is yours to keep. At Mountain Credit Union, we want to give you more flexibility and control over your health care costs. A Health Savings Account (HSA) empowers you to make your own health care decisions and take advantage of tax benefits while you save for medical expenses.
Mountain Credit Union offers certificates with terms of 6 months or 12 months with minimum balances of $2,500. Funds withdrawn before the maturity date of the certificate are subject to a penalty of the loss of 90 days of interest. If the certificate has not been on deposit for 90 days the penalty will be all interest since purchase.
Save to Win is a special savings account that helps you build your savings while also giving you chances to win a grand prize, plus monthly and quarterly cash prizes! Each $25 deposit helps you build your savings and gets you another chance to win - up to 10 chances every month! Plus, all the money you deposit into the Save to Win account is still yours, plus interest. It's a win-win situation so if you don't have a Save to Win account yet, open one today and get in on the fun!
Click Here To Access Mountain Credit Union's Fee Schedule Or Contact Your Member Service Representative To Obtain A Copy.