Mountain Credit Union
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Loan Rates

At Mountain Credit Union, we can help finance your dreams. Use our online calculators to calculate different payment options and terms.

If you are a member of Mountain Credit Union and a MCU Online subscriber, you can apply for a loan 24 hours a day, 7 days a week. Click here to sign-in to MCU Online and then click on the 'Loans' button.

If you are a not currently a member, and would like to apply for a loan, please call or come by any of our convenient locations to speak with a Loan Officer.

Buy with Confidence

Regular Loan
Type**TermAPR*
Share Secured Up to 60 Months

2.75%

Secured*** Up to 84 Months

2.49% to 15.99%

Signature Up to 60 Months 8.95% to 15.95%
Visa Smart Rewards Platinum Credit Card Call for term

As low as 9.99%
Ask about special introductory rates

Visa Smart Rate Platinum Credit Card Call for term

As low as 7.99%
Ask about special introductory rates

Visa Credit Builder Secured Credit Card Call for term 16.99%
Reserve Account Call for term 11.90% to 14.90%
Loan Overdraft Up to 11 Months 17.50%

*Annual Percentage Rate (APR). All rates are subject to change daily without notice at the discretion of the Board of Directors. All loan approvals are subject to normal underwriting guidelines. Rates quoted represent the range of rates available. Rates are based on the type of loan, amount of loan and your credit worthiness.

**Rate and Term are based on an evaluation of credit.

***New and Used Autos, Boats, Motorcycles, RVs, Campers, Travel Trailers, Farm Equipment, New Furniture and Appliances.

Home Equity Loans
Type**TermAPR*
Home Equity - Variable Up to 180 Months Up to $29,999.99

4.00% to 7.75%
Minimum Variable Rate 4.00%
Maximum Variable Rate 17.50%
Minimum Payment $100.00

  Up to 180 Months Over $30,000.00

4.00% to 6.75%
Minimum Variable Rate 4.00%
Maximum Variable Rate 17.50%
Minimum Payment $100.00

Unimproved Property Up to 60 Months 7.90% to 15.90%
  Up to 180 Months 8.90% to 16.90%

Click Here To Learn:  What You Should Know About Home Equity Lines Of Credit

*Annual Percentage Rate (APR). All rates are subject to change daily without notice at the discretion of the Board of Directors. All loan approvals are subject to normal underwriting guidelines. Rates quoted represent the range of rates available. Rates are based on the type of loan, amount of loan and your credit worthiness.

**Rate and Term are based on credit worthiness.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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