Mountain Credit Union

Holiday Notice:  Mountain Credit Union will be closed on Monday, September 5 in observance of Labor Day.  We will reopen for business at 8:30 am on Tuesday, September 6.  If you are not signed up for our FREE Electronic Services that will give you access to your account even when our lobby is closed, please email your name and phone number to and someone will contact you to get you signed up.

Our Estate Planning & Wills Day offer has been a great success.  All appointments have now been filled - there are no openings at this time.  If you did not get an appointment and are interested in being placed on a waiting list in case we have cancellations - please email your name & phone number to  We will contact you if we have cancellations that make an appointment available. 

Click Here For Important Instructions & Information Regarding Our System Upgrade That Occurred On July 15, 2016.

Click Here For Information About How To Locate Routing Numbers and MICR Numbers On Your Printed Checks to help you in setting up Direct Deposit or Preauthorized Drafts.

Click Here To See A Copy of the Annual Report for Year Ending December 2015

Click here to get tips about Online Security.

Learn More About The Credit Union Philosophy- People Helping People

For many years Mountain Credit Union has been provided with Federal Leave Cards for distribution to our members that are federal employees.  In an effort to help with earth-friendly resource conservation, these cards will no longer be printed.  You can access the 2016 Federal Leave Card when you CLICK HERE.

Click Here To Access Mountain Credit Union's Privacy Policy Or Contact Your Member Service Representative To Obtain A Copy.

Click Here To Access Mountain Credit Union's Fee Schedule Or Contact Your Member Service Representative To Obtain A Copy.

Keywords [these words are for Google Search improvement - not links, please see our webpage:  MCU Online Access; Great Rates On Visa Credit Card; Credit Union Credit Card; Asheville, NC; Cherokee, NC; Candler, NC; Fletcher, NC; Franklin, NC; Sylva, NC; Waynesville, NC; Auto Loans; Mortgage Loans; Save to Win; Western North Carolina Credit Union; Checking Account in Asheville, NC; Checking Account in Cherokee, NC; Checking Account in Candler, NC; Checking Account in Fletcher, NC; Checking Account in Franklin, NC; Checking Account in Sylva, NC; Checking Account in Waynesville, NC; Auto Loans in Asheville, NC; Auto Loans in Cherokee, NC; Auto loans in Candler, NC; Auto loans in Fletcher, NC; Auto loans in Franklin, NC; Auto loans in Sylva, NC; Auto loans in Waynesville, NC.




Current Rates
Featured Rates
Effective Date: Monday, August 29th, 2016
New & Used Autos Up to 84 Months

2.49% - 15.99%

Share Secured Loan Up to 60 Months 2.75%
VISA Smart Rewards Platinum Credit Card Call for term As low as 9.99%
Do you like our new MCU Online Access?
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
Facebook Twitter