Mountain Credit Union Anyone can Join MCU!
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Loans for Every Need

Our goal at Mountain Credit Union is to provide low-cost, affordable loans to our members. Our rates and monthly payments are very competitive.

Disability and life insurance are available at affordable prices on all loans. Be prepared for the unexpected.

If you need money, let us help you get it! Apply Online Today!!


To apply for a Loan (other than First Mortgages):

Online:

Members - Click here to sign-in to MCU Anytime and then click on the Loans button.

Non-Members - If you are a not currently a member, and would like to apply for a loan, please call your local branch office. Click here to find your local branch office.

To apply for a First Mortgage Loan:

Online:

For more information and to see how to apply for a First Morgage Loan click here.

 



Personal Loans - signature loans for any purpose, vacation, home improvement, car repairs, etc….

New and Used Vehicle Loans - we offer a variety of competitive terms and low cost rates. Up to 100% financing available on new cars and up to wholesale value on used cars.

Extended warranties are available on new and used automobiles. Ask a loan officer for details.

Home Equity Loans

  • Open End Variable Rate Line of Credit - Have the convenience of a pre-approved open end line of credit available for any purpose. No closing costs and competitive rates.
  • Closed End Fixed Rate Loan - Lower your monthly payments by consolidating your loans with a home equity loan with a fixed interest rate loan.
*Bill consolidation, home improvement, college education, or whatever purpose.
*Home Equity Loans can be tax deductible. Check with your tax advisor.

First Mortgage Loans - Mountain Credit Union now offers first mortgage loans. Tanya Haskett, our Mortgage Loan Administrator, is available to assist our members with all of their home financing needs. Tanya is professional, experienced, and is fully prepared to assist you with the latest technology.

Unimproved Property Loans - Make an investment of a lifetime; buy land with an unimproved property loan.

New and Used Manufactured Housing - Competitive terms and rates on a variety of models with low closing costs.

Recreational Vehicle Loans - Loans available for new and used campers, boats, 4-wheelers, and jet ski's.
Get ready for summer and fun in the sun!!!!!

Motorcycle Loans - Cruise on down the road on your new Harley Davidson Motorcycle. Loans available on all brands of both new and used motorcycles. Low rates and great terms.

Share Secured Loans - Keep your money in savings and get a loan against your shares at a great low rate.

Special Purpose Loans - It's a good idea. See us for all types of loans.

To purchase new furniture, appliances, farm equipment, computers, etc… we have a loan for you.

NCUA
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Mountain Credit Union  38 Maple Street,  Waynesboro, NC 28786-5764