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MCU Anytime - Security

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With Online Account Access, and transactions being done over the Internet, comes questions about Online Security. Through Cryptographic Technology, information is protected as it is transmitted across the Internet. This technology is a form of scrambling the data as it is sent. Mountain Credit Union uses Verisign 128-bit encryption, the highest form of encryption, reserved primarily for financial institutions. As an example, to break the coding on 128-bit encryption, it would take a hacker 10,700,000,000,000,000,000,000,000 years provided he could harness the power of 1000 CPU's, and type 1000 characters per second, 24 hours a day. Other security tools available to ensure the integrity of your data are: firewalls and filtering routers that are used to secure computers from Internet access, and a secure operating system have been implemented to protect your information from external as well as internal threats.

For added security, members are required to determine their own Personal Identification Number (PIN), and PIN guessing is deterred since the user will be locked out after three unsuccessful attempts. In addition if you do not access you account within a 90 day period, your account will be disabled and you will need to reapply for a PIN by contacting your branch office. These are just some of the full range of security tools we use. These layers of security work together to make sure that all information transmitted between you and the CU is secure.
To take advantage of this convenient service, contact your branch office.

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Mountain Credit Union  38 Maple Street,  Waynesboro, NC 28786-5764