Mountain Credit Union Anyone can Join MCU!
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Who Can Join?

Membership in Mountain Credit Union is open to the communities of Buncombe County, Haywood County, Henderson County, Jackson County, Macon County and Swain County. All federal employees located in the 20 western counties of North Carolina (Avery, Buncombe, Burke, Cherokee, Caldwell, Clay, Cleveland, Graham, Haywood, Henderson, Jackson, McDowell, Macon, Madison, Mitchell, Polk, Rutherford, Swain, Transylvania, and Yancey). This includes field personnel who are paid from a headquarters office located in the above counties. Our membership also includes anyone who is employed by a member of one of our select employee groups (listed below).Also, anyone who works or lives on the Cherokee Indian Reservation is eligible to join Mountain Credit Union.

How to Join

Membership in the Credit Union may be obtained by submitting a simple application form along with a minimum deposit of $25.00. The applications for membership are available at each Credit Union office, some employer locations, and by clicking on one of the links below.

Join the Credit Union/Membership Application
This application is in downloadable .pdf format. You will need Adobe Acrobat Reader to view them. If you do not have Acrobat Reader, Click Here.

Businesses Interested in Joining the Credit Union


Select Employee Groups

Accurate Technologies
Asheville Chamber of Commerce
Arvin Meritor
U.S. Army & Reservists (Asheville) *
Angel Medical Center
Assoc. Ind. Equipment and Supply
Asheville Jet Center
Associated Packaging
Avondale Mills
Belden Industries
Barclays
Blalock Manufacturing
Beverly-Grant
Blue Ridge Health
Blue Ridge Metals
Borgwarner Cooling Systems
Blue Ridge Parkway
Borgwarner
Britthaven of Clyde
Branford Wiring and Manufacturing
Britthaven Nursing Home
Britthaven of Franklin
Budweiser/Asheville
Brown Woodworking
Bureau of Indian Affairs
Burl Lance Builders
Budweiser/Sylva
Canton Health Care Center
Carolina Cable
Credit Bureau of Asheville
Cherokee Express Inc.
CII Technologies
Caterpillar
Clement Papas
Cassette Prod. Unlimited
Cherokee Indian Hospital
Charter Communications
C.R. Industries
Cherokee Boys Club
Cooper Enterprises
Communication Service
Earth Fares
Dia-compe USA
Eastern Band of the Cherokee Indian (enrolled members)
David D Smith & Co
Family Members
District Memorial Hospital
F. B. I. *
Easi Conveyors Inc.
Federal Highway Administration *
Expert Components
Fruit of the Loom/Rabun Apparel
Federal Aviation Administration
GS Mountains National Park
Farmers Home Administration
Harris Regional Medical Center
Franklin Kiln and Lumber
Hayes & Lunsford Electric
Former JAC Members
Haywood Vocational Opportunities
Gra-Bell Express
Haywood County Board of Realtors
Harrah's Cherokee Casino
Hunter Chevrolet
Haywood County Employees
James Printing
Haywood County School Employees
Jackson Paper Manufacturing
Haywood Regional Medical Center
J Crew
High Reach Learning Center

Johnny Appleseed Club
Internal Revenue Service *
Kenmure Properties, LTD
Jensen Engineering
Jones, Key, Melvin and Patton
Lea Industries
Department of Justice *
LBJ Job Corp Center
Lake Junaluska Assembly
Macon Board of Education
Macon County (all residents)
Macon Program for Progress
Macon County Employees
Meritor Automotive
Mountain View Manor
Midway Travel Plaza
Mountain Eye/Professional Employees
Mountain Projects
Murphy Medical Center
National Assn. Retired Federal Employees
Nantahala Village
US Navy & Reservists *
National Forests in NC
Museum of the Cherokee Indians
NEO Corporation
Oconoluftee Job Corps
Pediatric Service of America
Pilot Corporation
Pechiney Plastics
Plus Distributors
Prime Vision
Printpack, Inc.
Postal Service *
Professional Truck Drivers
Rabun Apparel
Qualla Housing Authority
Revco Technologies
Senator & Congressman's Staff *
Retired Employees
Soil Conservation *
Schenck Job Corp Center
Southeastern Forest Experimental Station
Silver Bluff
Social Security Administration *
Swain Qualla Safe
Southeastern Container
Thantex Specialties
Steelcase, Inc.
The Cherokees
Taylor Precision Products
Tribal Gaming Commission
Town of Waynesville Employees
Tsali Care Center
Tribal Bingo Enterprises
United States Cellular
Tribal Health Enterprises
US Dept of Labor *
United States Air Force
Western Carolina Community Action
US Fish & Wildlife *
Western & Southern Life Insurance
Vocational Opportunities of Cherokee
Zickgraf Enterprises
Whitley Products
Youngblood Trucking
Windsor Wood

Retirees of all companies listed above.
* All federal employees in the 20 western counties of North Carolina (Avery, Buncombe, Burke, Cherokee, Caldwell, Clay, Cleveland, Graham, Haywood, Henderson, Jackson, McDowell, Macon, Madison, Mitchell, Polk, Rutherford, Swain, Transylvania, and Yancey). This includes field personnel who are paid from a headquarters office located in the above counties.
** Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families; and organizations of such persons.

NCUA
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Mountain Credit Union  38 Maple Street,  Waynesboro, NC 28786-5764